Over the years, the insurance industry has grown significantly and that has left people with a long list of choices and not much information to go on. This can lead to confusion and the wrong decisions being made.
To avoid this, it is time to look at two platforms that aim to make things as simple as they need to be. These platforms are none other than PolicyGenius and The Zebra.
This comparison will dig deeper into what these platforms are all about, how they work, and which one is right for your insurance needs.
Features Comparison: What PolicyGenius and The Zebra Have to Offer
1. Policy Genius Features Highlights
- Licensed Insurance Advisors
It all starts with their licensed insurance advisors.
PolicyGenius offers access to trusted professionals that are trained to offer assistance in a matter of minutes. Whether you call them and/or send a live chat message, they will be more than happy to offer assistance immediately.
This is ideal for those who are trying to keep things as efficient as possible during their research phase. PolicyGenius is well-renowned for having a great customer service setup that is on par with international standards.
You are going to enjoy being able to converse with someone that is passionate about what they are doing and will have relevant information on hand to guide you. This is beneficial when it decides this nature.
- Educational Resources
They offer access to a long list of educational tools and resources.
It is these tools that make life easier for anyone serious about finding the right fit. You are immediately offered insight into what to look for when choosing an insurance provider.
These include:
- Coverage Data
- Provisions
- Customization of Policies
Being able to go through all of these resources one-by-one is empowering. It is going to let you decide the right way without getting confused as to what is necessary and what is not.
This is a major reason for PolicyGenius helping users.
They take pride in going above and beyond to help exclude features that you won’t need based on the information you give to them.
- Easy-to-Use Platform
One of the key details that will come up is going to be the platform itself.
PolicyGenius is a well-regarded company when it comes to helping to find a good quote but it is the platform that stands out.
It is seamless and quick. This makes it easier to find a good fit and know you are going to end up with results that are on par with what you are hoping to find. It is going to be quick, safe, and they take the time to make sure you are happy with what you are receiving.
- Insurance Screenings
A key feature that comes along with this platform would be the screenings.
PolicyGenius takes the time to put users through comprehensive screenings in a bid to match them with the right companies and quotes. The idea is to ensure you don’t end up with unwanted policy features that are only going to increase your premium.
The screenings are in-depth and valuable.
These include:
- Full Customization
- Comparison of Provisions
- Options to Exclude Features
This is powerful stuff for those who want to personalize every element of the process and want to get an insurance policy that is dripping in value.
This is a major plus for anyone serious about what they are looking for.
- Live Messaging
Customer service is clearly something the company has thought long and hard about. It shows through the commitment to excellence displayed by the agents that are working for them around the clock.
These are professionals that are more than happy to answer live messages that are sent to them through the platform.
Being able to receive an immediate response is powerful and a good way to ensure you are trending down the right path as a user.
2. The Zebra Features Highlights
- Instant Quote Comparisons
One of the key features that are associated with this platform would be the “instant” quotes. These are quotes that are going to come in within minutes as soon as you put in a little bit of information.
The Zebra is all about speed and they want to make the user experience as quick as possible. They realize you want to get things done right away and that is what they aim to focus on with their setup.
If you are in a rush, this is one platform that is right there with you to offer value at great speeds.
- Access to Licensed Agents
They provide access to fully trained agents that are ready to assist at a moment’s notice.
This is essential for anyone that is hoping to gain as much information as possible about the policy and all that comes along with it.
These benefits include:
- Immediate Communication
- Trained Professionals
- Ideal for Customization Purposes
You will have the opportunity to speak to these agents and learn more about each element of the policy. This is beneficial before you sign on the dotted line with your company of choice.
- Research Reports
There is nothing better than doing a little bit of research before choosing a specific policy. With this in mind, you are going to enjoy the research reports they compile for you.
It is these research reports that are empowering and add value when you are trying to find a good fit.
They take the time to dig through industry-related data along with what you should be aiming for as a user. Just having this information in the back of your mind is a great foundational element that will help out when making a choice.
- Insurance Calculator
The insurance calculator that comes along with the platform is a winner.
They have taken the time to set up a specific calculator that lets you put in variables based on your situation.
The benefits include:
* Personalized Information
* Local-Friendly Quotes
* Helps Remove Unwanted Features
Feel free to put in the variables that matter to you and see what types of quotes are available for your specific situation.
This can help when you are trying to make a choice and still want to put in personal information to get things tailored to your situation.
- Robust Privacy Policy
The privacy elements of this platform are world-class and a major feature.
They understand the importance of protecting sensitive data and advertise this right on the platform. They go above and beyond in this regard to make sure users are aware of how their data is protected and their efforts to make sure things are done properly.
This is key when it comes to feeling confident with what you are putting into the questionnaire.
Types of Insurance You Can Compare with The Zebra and PolicyGenius
1. PolicyGenius Insurance Options
PolicyGenius takes the time to provide a long list of viable insurance options based on what you are on the lookout for as a user.
You can compare:
- Life Insurance
- Car Insurance
- Disability Insurance
- Health Insurance
- Homeowner’s Insurance
- Renters Insurance
- Auto Insurance
- Jewelry Insurance
- Vision Insurance
- Critical Illness Insurance
- Travel Insurance
- Identity Theft Insurance
- Long-Term Care Insurance
- Prescription Discount Cards
Feel free to go through the built-in set of resources and questions to make sure you fine-tune how the platform works on your behalf.
Once this information is in place, they will list the leading quotes and make it easier to find a good fit. As you can see, they offer access to a wide array of insurance policies in different niches.
2. The Zebra Insurance Options
The Zebra has a long list of potential options for you to go through. Each one is fully customizable and is collected through the leading insurance companies.
You can compare:
- Life Insurance
- Car Insurance
- Boat Insurance
- Health Insurance
- Homeowner’s Insurance
- Renters Insurance
- Auto Insurance
- RV Insurance
- Travel Trailer Insurance
- Motorcycle Insurance
- Condo Insurance
- Mobile Home Insurance
Everything comes along with a long list of quotes that are processed by the platform once you fill out the leading questionnaire. It is done as quickly as possible to make sure you receive an instant set of quotes based on the information that has been put in.
Comparing the Application Process
1. PolicyGenius
PolicyGenius uses an intricate process while maintaining a seamless user experience.
In general, they want to fine-tune the quotes process based on what you are after. This includes sending you through a complete series of questions to see what you are after and how it needs to be tailored to your situation.
This is a level of depth that is not seen through other companies.
PolicyGenius is all about fine-tuning every last detail until you are satisfied. This keeps things as simple as they need to be.
Once you go through the questionnaire, you will receive access to the tailored quotes.
2. The Zebra
The Zebra has a straightforward application process when it is time to receive your quotes.
They will ask for your zip code to get a local-generated collection of quotes. From this point, they are going to ask specific questions regarding what you are seeking and what you hope to find when it comes to a potential insurance policy.
All of this information is sought through a questionnaire that is set up for you on the next page.
Once this is done, The Zebra takes the time to compile relevant quotes from the leading insurance providers in the area you have selected. From this point forward, you are going to immediately gain access to the top insurance quotes side-by-side.
Feel free to go through the ones that you prefer and see how they differ.
It is a simple application process that is all about saving as much time as possible. You can save the quotes once they are compiled for you.
Summary: Final Tips for Choosing Between PolicyGenius and The Zebra
PolicyGenius and The Zebra are world-class companies that do everything right when it comes to offering a seamless user experience. Whether it is the easy-to-use platforms, instant quotes, and/or great customer service both are wonderful.
It all comes down to choosing what you believe is best for your particular situation.
Consider Policy Genius if…
You are seeking access to rare insurance policies including jewelry insurance, require immediate access to advisors, require a long list of resources, prefer a seamless platform, and prefer detailed insurance screenings.
Consider The Zebra if…
You want an instant set of quotes, communication with relevant agents, access to mobile home/travel trailer insurance, and a robust privacy policy.
Both are excellent service providers and are going to offer a comprehensive list of options for those who need them.
